Zach Lundak (CFA, CFP®)

Additional Information

As both a CFA Charterholder and CFP® professional with 10 years in financial planning and investments, I bring a unique institutional perspective to individual retirement planning. My experience spans from guiding millionaire pre-retirees through complex transitions to conducting due diligence and managing a $500 million bond portfolio for a large endowment fund.

This institutional background shapes how I help clients approaching retirement. I've seen firsthand how sophisticated investors think about risk and return, and I translate these insights into practical strategies for individuals. My endowment experience taught me that true risk comes from not understanding why you own what you own—a principle I apply to every client portfolio review.

I chose the hourly only model because I believe financial advice should be free from conflicts of interest. When my compensation isn't tied to your assets or product sales, I can give you the unvarnished truth about your retirement readiness and investment strategy. You deserve a advisor whose only incentive is to provide you with the best possible guidance.

My ideal clients are thoughtful professionals within 3 years of retirement who value independent analysis and want to maintain control of their investments. They appreciate working with someone who has managed institutional money but chooses to focus on helping individuals navigate one of life's most important financial transitions.