Medicare's annual open enrollment -- 11/15/08 to 12/31/08.
Plans Change. People Change. Shop and Compare.
All people with Medicare should:
· Review the 2009 costs for their current drug and health plan. Look at premium, co-pays and deductibles.
· Compare the cost and coverage to other plans in their area. Check to see if the plan covers their medicines, works with their pharmacy and doctors and covers the services they need)
· Choose a plan that meets their needs.
You can compare plans yourself by going to www.medicare.gov and selecting the option “compare plans”. You will need the complete name and dosage of each of your prescription drugs.
People with Medicare should review changes being made by their current plan and compare it to others to make sure it still meets their needs. Those who don't have prescription drug coverage can also enroll in a drug plan through the end of the year.

Tim Kober
NAPFA-Registered Financial Advisor
Cedar Financial Advisors
Portland, OR
Join NAPFA in its campaign to encourage Congress to consider legislation to improve consumer protection during this time of uncertainty and going forward. Download the consumer or member letter and send it to your legislators today. Each letter includes links to the email addresses of all Representatives and Senators.
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