Dorothy Cole (CFP®, EdM, MBA)

Planning Specialties

We are an independent firm; our only allegiance is to our clients. We strive to identify potential conflicts of interest and research the entire market in order to recommend the best products and services, given each client’s needs and objectives. All clients have individual goals, needs, constraints, and resources. We personalize our work so that our financial advice fits their particular needs and objectives, within their personal risk tolerances and comfort levels. We strive to create the same recommendations they would create if they had our financial expertise and the time required to do so. Today's accelerated and complex economic environment often requires a team approach. Financial specialists such as insurance agents, accountants and/or lawyers can no longer work on clients’ behalf in isolation. As financial generalists, we can coordinate each client’s team of specialists. In addition, some of us are also financial specialists in certain areas and can serve in that capacity as well if the need arises. To maintain our low fees, we offer services only if at least 2 key ingredients for success are present. First, we must trust our clients, and our clients must trust us. Second, we are committed to fully disclosing to our clients all sides of an issue. Our clients must be committed to fully disclosing to us all aspects of their financial situations.