Martin Watkins (BA, CFP®)

Planning Specialties

We assist clients in every stage of retirement preparation and distribution planning. We build client wealth and effectively guide wealth distribution during retirement years. This includes helping clients determine when they can retire, the financial assets required to sustain an enjoyable retirement, and planning for family or other wealth distributions at life’s end. We offer personal and corporate retirement services, including profit sharing, 401(k), pensions, SEP, and a full range of other available options.

Planning now for your estate not only allows you to avoid unnecessary taxes, attorney fees, and court costs, but it also takes the burden of organizing your estate off the shoulders of your loved ones.

Even the best-laid plans can go awry. A well-balanced insurance plan makes sure you are covering your assets without buying more insurance than you need. We don’t sell insurance even though we have insurance licenses. We do take an independent and objective look at your insurance to make sure your policies are effectively protecting you and your assets. If you need additional coverage, we can recommend qualified people with integrity who can help you purchase an appropriate policy.

Investment and retirement planning go hand in hand. Investment planning is the means by which successful retirement is possible. Our independence makes the entire universe of investments available to clients, but our prudence reduces the options to only the best we can find. We don’t speculate in private placements or other alternative investments. We use only highly available, registered funds from investment companies whose philosophies match our passion for premium performance. As your wealth increases, tax planning becomes more sophisticated. We are specialists in reducing taxes. We don’t prepare your tax return, but we do give it a second look to make sure that you are minimizing your tax burden.