Todd Kephart (CFP®, MBA)
Todd Kephart focuses in the
following client markets or areas of practice:
- College/Education Planning
- High Net Worth Client Needs
- Medical Professionals
- Retirement Plan Investment Advice
- Retirement Planning & Distribution Rules
- College/Education Planning
- High Net Worth Client Needs
- Medical Professionals
- Retirement Plan Investment Advice
- Retirement Planning & Distribution Rules
Planning Specialties
The bulk of our time is spent managing money for our clients and helping them realize a secure retirement. RIS' eight advisors have 140 combined years of experience and we manage roughly $1 billion dollars for over 1,100 clients, about half of whom work at the University of Michigan or Eastern Michigan. We are proactive managers, meaning we do not keep a static portfolio throughout the year. We generally like to set a 30% stock exposure range with our clients, for instance a mimimum of 40% and a maximum of 70% and we then manage the portfolio within that range. We believe their are times to grow a portfolio and times to protect it. This approach has served our clients well during the market declines of 2002 and 2008 and we welcome the opportunity to share our track record with you.
We see ourselves as a quarterback of family affairs, covering discussions of retirement distribution strategies, insurance and estate planning, long term care, and 529 plan college savings.
Additional Information
My educational background includes an undergraduate degree in accounting from Lehigh University and an MBA from the University of Michigan. I have also earned various financial certifications including the ChFC, CLU, CMFC, CRPC, with the CFP® designation being the most well-known.
I am on the board of the Ann Arbor Rotary Club. I have served as a trustee of Cleary University and am the Chair of the Board of the Arbor Hospice Foundation.
My wife and daughter and I live in south Ann Arbor near Saline High School. In my spare time I enjoy time with my family as well as reading, fly-fishing, sports and traveling.
More information about me can be found by clicking here http://www.risadvisory.com/who_we_are/our_team/h_todd_kephart
NAPFA Start Date
July 06, 2010
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