Kevin Jacobs (CFP®)

Planning Specialties

Financial Planning

Financial Planning is our foundational service. At Step By Step Financial, we follow the 7-Step Financial Planning Process from the CFP® Board of Standards. Here's what that process looks like as a client:

1. We take time to understand your personal and financial circumstances.

2. Together, we'll collaborate to identify and select your goals.

3. Our team analyzes your current course of action and potential alternatives.

4. We develop personal financial planning recommendations that are unique to your situation.

5. Our team will present you with our recommendations in an educational way – you deserve to understand what's going on in your financial life!

6. Once your recommendations have been reviewed, we will implement your financial planning strategy. This could look like changes to your cash flow management, adjustments to your investments, and tackling shifts in your lifestyle.

7. Together, we'll monitor progress and make updates as needed. Your financial plan isn't a one-and-done "to-do" that you can check off your list. That's why we work with our clients in an ongoing capacity to make sure their plan is still working for them – even as your life, finances, and goals shift over time.

Investment Management

Our investment philosophy is based on creating retirement income "buckets" to balance current cash needs with long-term growth strategies. We have a custodial relationship with Fidelity and manage our client relationship through this strategic partnership with Fidelity.

Tax Planning and Preparation

Tax planning and preparation are significant parts of your financial health, and our goal is to provide high value in these areas. Our Financial Planning and Investment Management services cover detailed tax planning, while tax preparation is offered to our ongoing investment management clients at no additional charge.