Zack Gutches (CFP®, CPA)

Zack Gutches focuses in the
following client markets or areas of practice:

  • Charitable Giving
  • Hourly
  • Investment Advice with Ongoing Management
  • Medical Professionals
  • Millennials
  • Tax Planning

Planning Specialties

• Biblical Finance • HENRY's (High Earners, Not Rich Yet) • Equity Compensation (RSU's, Stock Options, etc.) • Physicians • Solopreneurs • Tax Preparation & Filing • Education Funding • Employer Benefits Optimization • Student Loan Strategy

Additional Information

Hi, I’m Zack Gutches. I founded True Riches Financial Planning because I saw a huge need for working Christian households to have access to a dedicated, ongoing personal finance guide who specializes in working with Christians in accumulation-mode, serves as a fiduciary-at-all-times, and assesses a flat-fee based on value provided.

Most financial advisors are generalists trying to serve everybody in a world filled with complexity, have high asset minimums, charge an arbitrary % of assets they manage, and don't specialize in seeing the big picture and how everything integrates together for the optimal benefit of the client. True Riches is here to change that.

I embody my mission by using my God-given gifts to wholeheartedly serve my clients with a spirit of utmost excellence, radical transparency, intentionality, lifelong-learning, and authenticity.

I bring extensive experience to my clients from my time at Deloitte (one of the "Big 4" consulting firms) and as a previous Lead Financial Planner at one of the fastest growing independent RIA's in the country, where I served as a Household CFO to ~60 households and led the advisement on $100M+ in assets.

In personal finance itself, I believe in embracing the biblical values of generosity, simplicity, and wise stewardship. If you're eager to learn more, check out my website or book a complimentary consultation - don't worry, it's non-stuffy and there's no awkward sales pitch.

NAPFA Start Date

October 29, 2024

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Disclaimer: Limitations. This list only serves as a resource to assist an individual in identifying a potential advisor for their review and consideration. The appearance of an adviser on the list is not endorsement by NAPFA of that advisor's services. There can be no assurance that you will experience a certain level of results or satisfaction if you engage a listed advisor. Except for the NAPFA membership fee, the listed advisor did not pay NAPFA a separate fee to appear on the list.
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Disclaimer: Limitations. This list only serves as a resource to assist an individual in identifying a potential advisor for their review and consideration. The appearance of an adviser on the list is not endorsement by NAPFA of that advisor's services. There can be no assurance that you will experience a certain level of results or satisfaction if you engage a listed advisor. Except for the NAPFA membership fee, the listed advisor did not pay NAPFA a separate fee to appear on the list.

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This Office

2373 Central Park Blvd Unit 100 Denver, CO 80238 Phone: (720) 303-2175