Jason Co (CFP®)

Planning Specialties

For those comfortable with managing their own investments and want a professional opinion on how ready they are for retirement and how to lower taxes by pulling out retirement income from the right accounts, we offer a one time plan that ranges from a flat fee $1,000 for an investment review, $2,000 for an in depth retirement plan, to $3,500 for a comprehensive review that includes tax, long term care, and estate planning. A flat fee package ends up much more cost effective than our hourly rate of $250/hr.

For young families just starting to invest and wanting a guide to help navigate a constantly changing life, children, and work situation, we offer a monthly subscription at $375 per month to provide ongoing service, advice, and monitoring. There is no minimum asset requirement and this includes the investment management fee for the first $450,000 so we can grow together.

For investors who are are too scared to invest in the stock market and are hesitant to let go of control over all of their retirement savings, we have a starter portfolio with a low investment minimum of $50,000. We will take clients through a risk tolerance assessment to craft our recommended portfolio. Once invested, clients will receive quarterly performance video updates in their preferred language of English, Cantonese, or Mandarin.

For those struggling with ongoing investment losses and want ongoing financial guidance, full wealth management combines investment management and financial planning. For clients that we manage over $500,000 of their investments, there is one annual review and 8 hours of financial planning hours credited. For over $1,000,000, there is two bi-annual reviews and 16 hours of financial planning hours credited.

Our investment management fees are significantly below industry standard as we cap our fee to 0.2% after the first $1,000,000.

$1M = 1% average

$2M = 0.6% average

$4M = 0.4% average