Permanent Life Insurance – Should it Stay or Should it Go?

Permanent life insurance doesn't have to be a dirty word. While it isn't always a good fit for every client, it can meet their particular goals in certain circumstances. A new policy may provide funds for a special needs trust or equalize an estate. Evaluating a client's existing policy at their current stage of life may help discover ways to reduce premiums, provide LTC benefits, or minimize surprises down the road.

3 Learning Objectives:

• Illustrate a quick overview of an existing policy.

• Identify scenarios where permanent life insurance might be a solution.

• Integrate existing policies into a client’s plan if it’s a good fit.