Leveraging Housing Wealth for Enriched Retirement

This session will provide a deep dive into the FHA Home Equity Conversion Mortgage (HECM) to examine how home equity can improve retirement plans, protect against longevity risk, and be optimized to fit client goals - all in an ethical and compliant manner. Participants will learn by applying HECM and private reverse mortgage strategies using web-based learning tools for three case studies.

Learning Objectives:

1. Review changes to the HECM program over the past several years that have strengthened consumer protections
2. Understand the core foundation of reverse mortgages – including qualification, ongoing requirements, consumer protection, costs, disbursement of funds, credit line growth, and settlement
3. Demonstrate impact of funds from home equity in improving outcomes for retirement and estate planning

This session is sponsored by Longbridge Financial, LLC.