From Assets to Income: A goals-based approach to retirement spending

How your clients pay for retirement continues to evolve as challenges like a low-yield investment environment and longer life spans converge with trends toward less guaranteed sources of income, such as defined benefit plans. This session highlights Vanguard’s portfolio-based retirement-income strategy, including benefits, challenges, and how it compares with common alternatives to generating retirement income. We’ll also examine how spending rules, portfolio construction, and tax efficiency can affect a portfolio-based strategy over time.