Welcome to Pixel Financial Planning.
Pixel Financial Planning is an independent, commission-free, fiduciary firm offering financial planning and investment management services. We serve clients locally in the Bay Area and nationally through our technology-driven platform.
Customized Solutions
By keeping your values and goals front and center, our solutions are geared mindfully to address your unique challenges and opportunities.
Fiduciary Standard
Fiduciaries are required to act in the best interests of their clients at all times.
Flexible Scheduling
Online scheduling provides options to meet in-person, over the phone or through video conference.
Transparent Pricing
No commissions! Our fees come from our clients, not a product provider, leading to an independent solution.
Our Services.
Below are some common client requests - our services cover much more!
√ Path to home ownership √ Investment allocation
√ Planning for newborn √ Retirement planning
√ Insurance needs √ Managing cash flow
√ Employee stock options √ College funding
Service Models.
We offer investment management and financial planning services. By scheduling your consultation, we can determine together which service model works best given your needs.
Investment Management
Comprehensive Financial Planning
Take Charge of Your Financial Picture Today.
FAQs.
Have questions about whether the Pixel solutions are right for you or where to start? Get answers below.
Don't see the answer to your question? Get in touch and we will help!
Our Approach
Many of us have experienced planning from the transactional, piecemealed approach. We open an investment account one year. Buy an insurance policy a few years later. Enroll in company benefits each year. The list goes on. True comprehensive financial planning is conducted on an ongoing basis. It coordinates all pieces of your financial affairs, identifies your financial goals and objectives, strategizes, implements and monitors these goals throughout the year.
While the list can be comprehensive, some of the most common goals involve buying a home or relocation, planning for a newborn, college funding, paying off debt, being on track for retirement, protection of assets, portfolio diversification, tax reduction strategies, budgeting, building credit and legacy planning.
There are several studies that quantify the value of making sound financial planning decisions, including Morningstar’s. Beyond the studies, the practical benefits are many – having a financial professional on their side can be invaluable. The knowledge, time, and behavioral elements (organization, accountability, focus, proactivity, keeping emotions in check) help weigh alternatives and validate decisions, address challenges head-on, prevent costly mistakes and create peace of mind.
Our clients come from many walks of life and lead busy lives. Despite their demographic and geographic diversity, they share several core desires:
- They want someone who they trust and will listen to their goals and values
- They want to make informed financial decisions based on their situation instead of fitting them into the box of a pre-defined solution
- They want a fiduciary who acts in their best interest at all times
By listening to you and acting in your best interest. Have you ever researched a financial article online, but have no idea if the author had your situation in mind when it was written, or if the solutions mentioned had advertising revenue tied to the article? Customization occurs through a process involving data and interactive dialogue. Data, while useful, doesn’t tell your story (where you’ve been, future direction, values in making critical decisions). Our process opens the doors of judgement-free communication to understand your values, goals, challenges and opportunities. This combination of data, discussion, time and analysis generates your solution.
We only work with clients on a long-term basis since we believe long-term planning provides the most impactful service and value. If you are only seeking transactional advice, consider another advisory firm.
Our service models include financial planning and investment management. We offer an annual retainer fee model for DIY investors and asset under management model (AUM) for those interested in professional investment management.
We do not offer hourly planning services.
This is a great opportunity to understand your situation at a high level and connect through an interactive dialogue. It is highly recommended that all decision makers be available at this time so that all perspectives are shared. After hearing your situation, we can discuss if there is a mutual fit.
About The Founder.
Hello, my name is Mike Biggica. I am a CERTIFIED FINANCIAL PLANNER™ with an MBA in Finance from University of Maryland and over 15 years of financial industry experience. I grew up in New York and moved to the Bay Area in 2011. Living and working in two major metropolises, I understand a busy lifestyle and financial complexities that go along with it. Among the chaos, sometimes the world’s agenda overcomes yours - my value is bringing focus and priority to your agenda as a trusted advisor.
As the founder of Pixel Planning, it is a truly a privilege to connect with such an eclectic mix of clients, and share in their journey of achieving financial goals. My days are filled with announcements and pictures of major milestones, including newborns, new homes, graduations, new jobs, vacations, and much more. We enjoy our journey together since these goals are meaningful and usually life changing.
As life changes, new goals, challenges, opportunities emerge emphasizing that financial planning is an ongoing process, not a one-time event. My goal is to provide you with empowerment, education, confidence and peace of mind as you navigate life’s course.
Get in Touch.
Our complimentary first consultation makes it easy to get started. Use our online meeting booking tool below to conveniently schedule your in-person, phone or video conferencing meeting today.
Phone
Disclosure
Website Disclosure Pixel Financial Planning, LLC (“PFP”) is an investment advisor registered with the state of California. Registration does not imply a certain level of skill or training. Nothing on this website should be construed as a solicitation or offer, or recommendations to buy or sell any security, or as an offer to provide advisory services in any jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction. The information on this site is not intended as tax, accounting, or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment-making decision. While PFP strives to ensure that the information contained in this website is accurate and reliable, PFP makes no representations about the accuracy, reliability, completeness, or timeliness of the content or about the results to be obtained from using its website or any of its content. Changes are periodically made to our website and may be made at any time. PIXEL FINANCIAL PLANNING’S WEBSITE IS PROVIDED ON AN “AS-IS” BASIS WITHOUT ANY WARRANTIES OF ANY KIND. PFP EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, AND THE WARRANTY OF FITNESS FOR PARTICULAR PURPOSE. PIXEL FINANCIAL PLANNING MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, VIDEOS, OR LINKS CONTAINED IN THE FIRM’S WEBSITE. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site. PFP’s website may contain links to other websites. These links are provided solely as a convenience to you and not as an endorsement by PFP of the contents on these websites. PFP is not responsible for the content of linked sites and does not make any representations regarding the content or accuracy of material on such websites. PFP is not liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technology, websites, information, and programs made available through this website. When you access one of these websites, you are leaving our website and assume total responsibility and risk for use of the websites you are visiting.
Privacy Policy
Copies of the firm Disclosure Brochure and Privacy Policy are available upon request.
